1 sounds like a you problem.

2, oh my, don’t know how I possibly reached that conclusion.

But that wasn’t that simple. No, it notified me “HAY! WOULDN’T IT BE COOL IF YOU SET YOUR PHONE SECURITY UP WITH A PIN OR A PATTERN?!”. What the fuck does THIS have to do with Google and getting my code?! Nothing!

So fuck it, fine, I’ll make a stupid pin that I’ll have to come back and remove because I am a user who likes quick access and not to be hindered by such things. I rarely have security issues on my phone for years.

Step 1: take card out from wallet

Step 2: profit

Also, saving payment info on your phone and then refusing to use some bare minimum security measures, it’s like your asking to be stolen from.