Ethan Crumbley was, in fact, charged with one count of “terrorism causing death”. And he pleaded guilty.

Last time, the EU raised tariffs on Kentucky bourbon specifically to pressure McConnell.

This time, I expect all affected countries to raise tariffs on Teslas. Combined with Americans fleeing the brand, Elon’s alliance with Trump might not work out as he expected.

They are business partners with Jones, they aren’t actually owned by Jones.

they spend 80% of all premium revenue on care

True. Actually, large insurance companies need to spend 85%.

an incentive for insurance companies to pay higher costs for care so they can make more profit

That doesn’t make sense. Insurance companies have to pay health care providers for care. The more care costs, the less money is left for insurance companies. In fact, if health care costs are too high then the insurance company can go bankrupt.

That said, the converse is not true: insurance companies don’t directly profit by cutting health care spending. That’s because they need to use 80% or 85% of their revenue on care. However, cutting health care spending (by delay, denial, etc) allows insurance companies to lower their premiums.

And since people often want the cheapest possible insurance, lower premiums means more customers, which means more total revenue, which ultimately does mean higher profits.

Of course, the key assumption here is that customers will accept worse care if it means lower premiums. This is one of the few industries where you literally get what you pay for.

how come they are so fucking profitable.

UHC has a profit margin around 6%, whereas Anthem’s is around 3%. Those are not particularly high. For comparison, Toyota (8%) and Home Depot (10%) are both more profitable.