Yeah, well don’t keep it in that part lol.

Are you not allowed to invest it? My HSA is invested in an ETF…

After 65 they don’t audit what you withdraw for.

FSAs do depend on you kinda predicting or hedging bets against your own health since they only last the year. You can also use them to buy certain health/exercise equipment though.

HSAs can often be invested (in stock market) thus act like an IRA with extra tax avoidance if you manage not to use it for long enough. It’s counter to the stated purpose but it’s basically better to not withdraw or reimburse from it unless you need to.

Deductibles are Deductibles. How much you have to pay before insurance “kicks in”. There are per visit deductibles and yearly deductibles which are as they sound. HSAs are only available to plans with high deductibles. FSAs are available to plans that aren’t just high deductible.

That’s FSAs.

HSA funds continue growing so long as you aren’t using them. If you’re healthy and actually middle class or better they act as a 3rd retirement vehicle, since after 65 you can use it for whatever and they don’t penalize you.

It’s not impossible to get rid of these fascist judges, there just needs to be enough political willpower. I wish I was more hopeful about that willpower coming forth.

I have 0 hope about any internal action against Trump or Russian owned Reps. I’ve seen 0 action that would indicate the willingness for that.

When Trump crashes the economy his cult will just continue blaming Dems and the “deep state” someone in the administration (besides Trump) will be made into a scapegoat and it’ll just continue on.