They should just call them import or sales taxes, the average person doesn’t get tariffs.

Yeah, every few months we might get something delivered (sometimes on a rainy day for example), but we made a rule about picking up food once food prices started rising and it the delivery was adding $20 to the orders.

To simplify both posts below:

• FSA: good if you know you’re going to have $2-3k+ medical expenses and want to use tax deffered money.

• HSA: good if you want to save tax deffered money year over year (and don’t mind having a high deductible insurance plan)

• additionally, some people use HSAs as an investment for retirement.

Just to add context:

• FSA (Flexible Spending Account) is funded by pretax money and can be used on certain health expenses. While you can have an FSA regardless of health insurance plan, the money is USE IT OR LOOSE IT.

• HSA (Health Savings Account) is similar to an FSA, but only available to people with a high deductible insurance plan. This money is YOURS FOREVER and can even be invested.

HSAs are an annoying attempt to fix US health insurance. They are tax free (meaning your money goes farther), but you can only contribute to them if you have a high deductible health insurance plan.

Additionally, you are limited to a couple thousand a year in contributions and that money can only be used for approved health expenses. The slight upside is that the money won’t ever go away, meaning you can keep building up your HSA and even invest it.

Where it’s gotten weird is that many people actually just use it as tax deffered savings, as after 65 (I think) the money becomes general use.

However, this means HSAs primarily benefit wealthier people by only really being accessible to those who already have insurance and have excess money to contribute.

Cause everything is stupid and you can’t choose your own HSA, I had multiple at one point. It’s easier to merge them all and close the rest so you aren’t keeping track of a ton of accounts.

Edit: Also if your investing there are better or worse accounts, so moving all the money into one can help make you more money.

Why use small screen when have big screen?

Then use small screen and big screen!

Yeah, the only thing more confusing than figuring out what service best fits your need is figuring out how it’s billed.

Some services will spin up eight other things and all will look like separate things from a billing perspective, if you aren’t careful with tagging/managing things.

Yeah, I always hated that the foundational cert (or whatever it’s called) is basically just “what service is this”. The worst is that at the rate things change the info doesn’t stay relevant for long.

Sagemaker has literally gone through tens of iterations at this point. Hard to keep straight what it does and doesn’t offer.

Haha, I thought this was a comment on AWS at first. Where everything service is just EC2s and S3 buckets in a trench coat that all do something slightly different than another service they offer.

That’s like 50% of all tip calculations nowadays. It’s really obnoxious and feels like it’s trying to make you feel guilty for tipping an appropriate amount, but taxes and service charges aren’t part of the service.