Yep! I actually closed my account pretty much immediately afterwards, and went with a local credit union which has been consistently great! They gave me a really good rate when I needed a car loan, have floated me if I was a little short before my direct deposit came in…
Wells Fargo made a lot of money on ‘Sort Order Optimization’
Say you have $100 in your bank account. You buy a candy bar for $2 from a vending machine, a coke for another $2, fill up $20 worth of gas, and then spend $100 on groceries. You’d think one overdraft charge, for the groceries, right?
Nope. The groceries will be taken out first, then the gas, then the candy bar and coke. Three overdraft charges.
It’s expensive being poor - and they knew that:
“Given our dependence on a small set of OD consumers (4% generate 40% of total OD/NSF revenue),” Zimmerman wrote, “a small change in behavior within this group can cause a large change in revenue.”
As does the end of our conversation.
Fuck Cox.
When I was doing Amazon Turk - had like $10 to my name, I accidentally clicked on “withdraw funds” instead of “deposit funds” for the $15 I’d spent ten hours earning.
Bank of America charged me $35 for the “overdraft.”
The name is so stupid, and it is straight up a reference to the character in Pulp Fiction.
Pulp Fiction came out in 1994, GIMP in 1998. “Gimps” as we understand them came entirely from the scene in the movie - like yeah, full bondage suits have always existed but the term “gimp” and that style were invented for the movie (and then became a real thing later).
I have quite a bit of code that requires a certain BAC/THC concentration to understand.
That’s gotta be how the Quake fast square root happened.
I like your definition of “vibe coding” better. Like, just hacking out some shitty c rogue-like, adding features as you feel like it, commenting out shit you don’t want to bother with.
Like “doodling” with code.
Still a predator. Your sister is not adult enough to not get taken advantage of by this kind of freak. Your parents should step up but a 16 year old should not be with a 21 year old.
Fun fact - in the 1920’s, 1 in 3 white people in Indiana were members of the KKK. It was as about a mainstream a thing as being a rotary club member - they even had charity matches against the Knight of Columbus.
Edit: another fun fact: the shortest serving governor of Oklahoma was impeached fairly shortly after opposing the klan.
Republican Governor Kevin Stitt plays golf with the Ringaling superintendent. I think the state superintendent does as well, it’s a pretty incestous lot.
In rural Oklahoma - high schools exist to field football teams. You drive into a town and the water tower will say “State Champions ‘92” - their quarterback was on the team, owns the car dealership and consequently owns the town. It’s not about religion necessarily - it’s more that Oklahoma is a set of petty fiefdoms run by terrible men who are okay with anything as long as they can watch the game at a brand new stadium built with bond money.
There are also a couple of interesting names on there if you do some googling. Happy hunting.
Doordash fucks over its drivers. The gig economy shifts the responsibility for wear and tear on the vehicle, insurance… It’s also algorithmically driven to fuck them over, to offer them as little pay as they think will get them to take the deal (eg, we know Uber profiles people - people who are poor and desperate get the worse jobs) If you’re going to use the service, tip well. It’s not the drivers fault that it’s expensive.
God fuck I’m trying.
When it’s legal to fire you for being trans, hard to get the resources to escape.
I was sexually/otherwise abused by my mother for most of my life. When I brought it up to family, I was basically told to shut up about it/“go to therapy.” They spent thousands torturing me in troubled teen facilities, and provided me with nothing for college (which I paid for with multiple jobs and sex work.)
I will never own a house. I spent almost two years after my divorce to just be able to afford an apartment. My family has never valued me - I will not give them the comfort they denied when it is the end. My entire life has been a hell.
I’m not even getting the 500 I’m paying for already!